NOTICE OF TRUSTEE'S SALE On July 18, 2018 at 11:00 AM, at the Front Steps, Phillips County Courthouse, 314 South 2nd Avenue West, Malta, MT 59538, Brigham J. Lundberg, a member of the Montana State Bar, as successor trustee, will sell at public auction to the highest bidder, the following described real property situated in Phillips County, Montana, and described as follows: Lot 7A in Block 3 of COSNER'S FIRST ADDITION to Malta, Phillips County, Montana, according to the official recorded plat thereof, filed as amended plat #102A. Parcel ID No.: 501400 which has the address of 219 South 2nd Avenue East, Malta, MT 59538. Said sale will be made to satisfy the obligation secured by and pursuant to the power of sale conferred in the trust indenture/deed of trust ("Deed of Trust") dated February 24, 2012 and executed by Raymond Harms and Ann Harms, as grantors ("Grantor"), to First American Title Insurance Company, as trustee, in favor of Mortgage Electronic Registration Systems, Inc., as nominee for Home Loan Center, Inc., dba LendingTree Loans, its successors and assigns, as beneficiary, and recorded on March 8, 2012 as Instrument No. 344107 in Book 51 at Page 408, official records of Phillips County, Montana. The Deed of Trust was assigned for value to Wells Fargo Bank, N.A. ("Beneficiary"), the current beneficiary, by written instrument filed for record on January 20, 2015, as Instrument No. 348258 in Book 63 at Page 436, official records of Phillips County, Montana. Brigham J. Lundberg ("Successor Trustee") is the successor trustee of the Deed of Trust pursuant to an Appointment of Successor Trustee/Substitution of Trustee recorded on March 7, 2018 as Instrument No. 352300 in Book 077 at Page 430, official records of Phillips County, Montana. Beneficiary has declared the grantors in default of the terms of the Deed of Trust and the promissory note ("Note") secured by the Deed of Trust because of Grantors' failure to timely pay all monthly installments of principal, interest, and, if applicable, escrow reserves for taxes and/or insurance as required by the Note and Deed of Trust. According to the Beneficiary, the obligation evidenced by the Note is now due for the November 1, 2017 installment payment. As of March 2, 2018, the amount necessary to satisfy this obligation was $113,591.66. This amount includes the outstanding principal balance of $109,771.66, plus accrued interest, accrued late charges, accrued escrow installments for insurance and/or taxes (if any), and advances for the protection of the beneficiary's security interest (if any). Due to the default stated above, Beneficiary has elected, and has directed the Successor Trustee, to sell the above-described property to satisfy the obligation. The sale is a public sale and any person, including the beneficiary, excepting only the trustee, may bid at the sale. The bid price must be paid immediately upon the close of bidding in cash or cash equivalents (valid money orders, certified checks or cashier's checks). The conveyance will be made by Trustee's Deed without any representation or warranty, including warranties of title or possession, express or implied, as the sale is made strictly on an as-is, where-is basis, without limitation, the sale being made subject to all existing conditions, if any, of lead paint, mold or other environmental or health hazards. The sale is subject to bankruptcy filing, payoff, reinstatement, or other circumstance that affects the validity of the sale. If the sale is set aside or the trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of funds paid to the successor trustee, and the successful bidder shall have no further recourse. The purchaser shall be entitled to possession of the property on the 10th day following the sale. The scheduled Trustee's Sale may be postponed by public proclamation up to 15 days for any reason, and in the event of a bankruptcy filing or other court-ordered stay, the sale may be postponed by the trustee for up to 120 days by public proclamation at least every 30 days. The grantors, the successor-in-interest to the grantors, or any other person having an interest in the aforesaid property, at any time prior to the trustee's sale, may pay to the present beneficiary the entire amount then due under the Deed of Trust and the obligation secured thereby (including costs and expenses actually incurred and attorney's fees) other than such portion of the principal as would not then be due had no default occurred and thereby cure the default theretofore existing. This communication is from a debt collector. It is an attempt to collect a debt, and any information obtained will be used for that purpose. DATED: 3/9/2018 /s/Brigham Lundberg Brigham J. Lundberg, Successor Trustee Lundberg & Associates, PC 3269 S. Main St., Ste. 100, Salt Lake City, UT 84115 801-263-3400 Office Hours: 8:00 a.m. - 5:00 p.m. Published March 14, 21, 28, 2018


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