Resources to find out more about ACA
HELENA — For consumers who have questions about Montana’s new health insurance marketplace and Affordable Care Act regulations and programs, several websites and phone numbers offer answers:
www.healthcare.gov: The main website for the marketplace, operated by the federal government. It explains the marketplace and can guide you through the process to purchase health insurance and determine whether you can get a government subsidy to help pay for it.
1-800-318-2596: The federal call-in center for questions about the marketplace.
www.montanahealthanswer.com: State Auditor Monica Lindeen’s website where consumers can ask and get answered questions about the marketplace and ACA. Lindeen is Montana’s top insurance regulator.
1-800-332-6148: The toll-free telephone line to Lindeen’s office, for questions about the ACA.
www.kff.org/health-reform: The Kaiser Family Foundation, a nonprofit that’s probably the leading independent source on health care reform and the Affordable Care Act. The site has a wealth of information and news about the law, its effects and how it works.
www.familiesusa.org/resources/tools-for-advocates/guides/federal-poverty-guidelines.html: A site where you can see how your household income compares to federal poverty levels, which are used to determine if you’ll get a subsidy on the marketplace to offset the cost of health insurance policies. Subsidies are available for most families earning from 100 percent to 400 percent of the poverty level.
— Lee Montana Newspapers