Kayla Maruffo has been promoted to branch manager of the Billings West End branch of Valley Federal Credit Union at 2955 Grand Ave. Her responsibilities include administering installment loans, lines of credit and home equity loan portfolios, along with assisting members with their financial needs. Maruffo, who has been with Valley Federal Credit Union since 2008, was previously in the operations department. Her background includes debit/credit card services, personal banking, customer relations and consumer lending. She may be reached at 655-5040.