In the past few weeks, we’ve received numerous emails from our readers asking why we don’t recommend using 401(k) or IRA money to pay off a mortgage or home equity line of credit. Here are two of the letters, along with our thoughts on how to think through your financial choices based on your own personal finances.
To take advantage of the space beneath a second-floor deck, consider installing an underdeck. As a ceiling to the underside of the deck it also protects the area from rain and snow. The vinyl material acts as a ceiling drainage system and creates a ground level outdoor room or useful found space for storing bicycles and gardening equipment.
Ever feel like you’re forgetting something? Maybe it’s the keys you left inside the car just as the door locks click. Or your phone sitting at the grocery store, probably after trying to wrangle open those tricky produce bags. Chances are those little sinking feelings don’t often pertain to cleaning your rugs, curtains or throw pillows, but they might just be the areas you’re forgetting to clean and sanitize regularly, if at all.