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A former Billings man admitted in federal court Wednesday that he used his former roommate's name and personal information to get credit cards and a car loan in Texas.

Boynton N. Clune III, 36, of Albuquerque, N.M., pleaded guilty in U.S. District Court in Billings to bank fraud and aggravated identity theft. Two other counts are to be dismissed under the terms of a plea agreement.

Assistant U.S. Attorney Eric Wolff said Clune, who has a previous fraud conviction, and his former friend and roommate were partners in a fencing business in Billings. In February 2006, Clune used his roommate's personal information to obtain eight credit cards in his roommate's name and to make purchases. The roommate confronted Clune and even forced him to pose for a photo holding a card he had obtained fraudulently, Wolff said.

The two split up and Clune eventually left Montana. Clune then used his former roommate's personal information to get a loan from USAA Federal Savings Bank in San Antonio, Wolff said. The bank loaned Clune $36,477 to buy a Lexus, which Clune had titled in the roommate's name.

Before Clune pleaded guilty to charges, Chief U.S. District Judge Richard Cebull ordered the roommate's name to be removed from the title.

Clune faces a maximum of 30 years in prison and a $1 million fine on the bank fraud count and a mandatory consecutive two years for the identity theft. Cebull set sentencing for April 9 and continued Clune's release.

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