HELENA – The deadline for buying health insurance, or possibly facing a tax penalty, is March 31. Here are some resources to help you shop for a policy, or find out if you’re exempt from having to buy one:
Healthcare.gov: The main website for the marketplace, operated by the federal government. It can be used to shop for and buy a policy, and determine if you’re eligible for a subsidy to help pay for the policy.
1-800-318-2596: The federal call-in center for questions about the marketplace.
Montanahealthanswer.com: State Auditor Monica Lindeen’s website, where consumers can get questions answered about the marketplace and the Affordable Care Act.
1-800-332-6148: The toll-free telephone line to Lindeen’s office, for questions about the ACA.
Navigators/certified application counselors: These staffers, who work primarily at health clinics and hospitals around the state, are trained to help people navigate the website and sign up for a policy.
Private insurers: The three companies selling policies on the website – Blue Cross and Blue Shield of Montana, the Montana Health Co-op and PacificSource – have their own websites, where you can shop for policies. Other health insurers are selling policies as well.
Insurance agents: Agents who handle health insurance can help you evaluate policies, as well as sell them to you. They also have access to the government website.