Timeshares offer travelers an alternative to traditional lodging options like hotels and resorts. If you vacation in a timeshare, it’s more private, you generally have more space, and you have amenities like a kitchen, washer/dryer and dining area. What Insurance Is Provided by a Timeshare Company? To find out what your particular timeshare provides for […]
Wyoming’s largest independent insurance agency is no longer owned by Wyomingites.
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Here's a breakdown of six common life insurance myths so you can better understand your options and get coverage that’s right for you.
After a bruising confirmation process, Xavier Becerra was sworn in as secretary of Health and Human Services this week. The Senate also confirmed the nominations of former U.S. Surgeon General Vivek Murthy to return to the post he held in the Obama administration, and former Pennsylvania health secretary Rachel Levine as assistant secretary for health. Levine is the first openly transgender person to receive Senate confirmation. Meanwhile, questions continue to swirl around the AstraZeneca covid vaccine, which some public health experts worry will create more hesitancy toward other vaccines.
The $1.9 trillion covid relief bill expands subsidies for private insurance plans. That will lighten the burden on consumers, but it locks taxpayers into yet more support for the health care industry.
Democrats’ $1.9 trillion covid relief package will offer some of the most significant help for Americans to pay for health insurance in a decade. But the temporary provisions are complicated. KHN offers tips for consumers.
The “Provide for Direct Patient Care Safe Harbor Act,” and sets into law that direct primary care medical services will not be regulated as insurance by the state auditor.
The covid relief bill signed by President Joe Biden includes a long list of new health benefits for consumers. But many eligible people may have difficulty taking advantage of them because of the interaction with the income tax system and a lack of expert guidance. Meanwhile, Democrats are debating internally about what should come next on the health agenda. Joanne Kenen of Politico, Mary Ellen McIntire of CQ Roll Call and Rachana Pradhan of KHN join KHN’s Julie Rovner to discuss these issues and more.
Group life insurance through an employer is typically one or two times your salary, which may not be enough to support your loved ones. “You probably need at least 10 times your salary,” Stafford says.
The COVID-19 vaccine does not impact an insurer’s decision to pay out claims, as confirmed by the American Council of Life Insurers in March 2021. In addition, the vaccine is typically not used to determine your eligibility for coverage. In fact, it may open up coverage for those with underlying health conditions, as the vaccine reduces the risk of dying from COVID-19.
Although your mortality may not be top of mind when you’re young, getting coverage early can help you lock in low rates. This can be useful, as the price of a policy can go up as you age.
Life insurance isn’t just for breadwinners. For example, if a parent or guardian co-signed on your student loan, a new car or your first mortgage, life insurance can help protect the co-signer from taking on the debt if you die, Stafford says.
Although insurers typically use your health to calculate rates and coverage amounts, it doesn't mean you can’t get life insurance with a pre-existing condition. In fact, some policies are built specifically for certain health conditions like diabetes or cancer, Stafford says.
President Joe Biden may want to continue the previous administration’s efforts to lower drug prices and make medical costs transparent.
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Experts say the two-year expansion of subsidies for most people who buy insurance through the government exchanges would be among the most significant changes to the affordability of private insurance since the passage of the Affordable Care Act.